Privacy Policy

Table of Contents

1. Introduction
2. Children’s Privacy
3. Information We Collect
4. How We Use Your Information
5. Disclosure of Your Information
6. Data Security
7. Data Retention
8. Your Rights and Choices
9. California Privacy Rights
10. International Data Transfers
11. Changes to This Privacy Policy
12. Contact Us

1. Introduction

Welcome to Parent (“we,” “our,” or “us”). We are committed to protecting your privacy and the privacy of your children. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, mobile application, and services (collectively, the “Service”).

Please read this Privacy Policy carefully. By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with our policies and practices, please do not use our Service.

2. Children’s Privacy

Our Service is designed for use by parents and their children. We recognize the sensitive nature of children’s information and comply with the Children’s Online Privacy Protection Act (“COPPA”). We collect limited personal information from children under 13 only with verifiable parental consent.

Information Collected from Children

With parental consent, we may collect the following information from children:

• First name and initial of last name
• Age or birth year
• Parent-assigned username
• Task completion records
• Credit request details and history
• In-app communications between the child and parent

Parental Consent

Before collecting any personal information from a child under 13, we require verifiable parental consent. Parents can provide consent during the account setup process and can revoke this consent at any time by contacting us at [email protected].

Parental Rights and Controls

Parents can:

• Review their child’s personal information
• Request deletion of their child’s personal information
• Restrict further collection or use of their child’s personal information
• Agree to the collection and use of their child’s information without consenting to disclosure to third parties

To exercise these rights, please contact us at [email protected].

3. Information We Collect

Information You Provide to Us

For Parents:

• Full name
• Email address
• Password
• Phone number (optional)
• Payment information (managed securely by our payment processors)
• Information about your children (names, ages)
• Task definitions and assigned values
• Credit approval decisions

For Children (with parental consent):

• Information listed in Section 2.1.

Information Automatically Collected

When you access or use our Service, we automatically collect:

• Log data (IP address, browser type, pages visited, time spent)
• Device information (device type, operating system)
• Usage data (features accessed, buttons clicked)
• Cookies and similar technologies (see our Cookie Policy for details)

4. How We Use Your Information

We use your information for the following purposes:

To Provide Our Service

• Creating and managing user accounts
• Processing credit requests and approvals
• Tracking task completion and balance adjustments
• Facilitating parent-child interactions within the app
• Sending essential service notifications

To Improve Our Service

• Analyzing usage patterns to enhance features
• Troubleshooting technical issues
• Developing new features based on user feedback

For Communication

• Responding to support requests
• Sending service updates and announcements
• Providing educational content related to financial literacy

For Security and Compliance

• Protecting against unauthorized access
• Detecting and preventing fraudulent activity
• Complying with legal obligations

5. Disclosure of Your Information

We may disclose your information in the following circumstances:

With Your Consent

We may share information when you specifically consent to such sharing.

Service Providers

We may share information with third-party service providers who help us operate our Service, including:

• Cloud hosting providers
• Payment processors
• Customer support services
• Analytics providers

All service providers are contractually obligated to use your information solely to provide services to us and in compliance with applicable privacy laws.

Legal Requirements

We may disclose information:

• To comply with a law, regulation, or legal process
• To protect the safety, rights, or property of Parent, our users, or others
• In connection with a merger, acquisition, or sale of assets

6. Data Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of sensitive data
• Regular security assessments
• Access controls for our employees
• Secure infrastructure and data storage practices

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

7. Data Retention

We retain your information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Children’s personal information will not be retained longer than necessary to fulfill the purpose for which it was collected.

8. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information.

Access and Control

You may have rights to:

• Access personal information we hold about you
• Correct inaccurate information
• Delete your personal information
• Restrict or object to certain processing activities
• Receive a copy of your information in a structured, machine-readable format

Account Information

You can review and update your account information through your account settings.

Marketing Communications

You can opt out of marketing communications by following the unsubscribe instructions in our emails or by contacting us.

9. California Privacy Rights

California residents may have additional rights under the California Consumer Privacy Act (CCPA). Please see our California Privacy Notice for more information.

10. International Data Transfers

Your information may be transferred to, stored, and processed in countries other than the one in which you reside. By using our Service, you consent to the transfer of information to countries which may have different data protection rules than your country.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date. For material changes, we will provide more prominent notice, which may include an in-app notification or email.

12. Contact Us

If you have any questions about these Terms, please contact us at:

Parent, Inc.
123 Financial Education Lane
San Francisco, CA 94107
Email: [email protected] Phone: (555) 123-4567